M&T Auto Loan Rates and Calculator


M&T also offers its customers as a free service to calculate your loans.

The auto loan calculator will help you determine the ideal loan relying on your available monthly payment, term and interest rate.

Features of an Auto Loan from M&T

  • Finance new and used cars or trucks
  • Use for your purchase from a dealership or private party
  • Enjoy a fast application and approval process
  • Receive prompt, professional attention
  • Get competitive interest rates
  • Take up to 30 days to make your purchase
  • Relationship discounts for customers with qualifying M&T Bank consumer checking accounts


Up to 84 months


4.34% – 9.54% APR

Minimum Loan Amount


Auto Loan Calculator: How Much Can I Borrow?



Use this calculator to check what is the loan amount that best apply to your current economic situation.

All you have to do is to fill in with the required information as seen above:

  • Purchase Price
  • Cash Rebate
  • Trade-in Value
  • Amount Owed on Trade-in
  • Down Payment
  • Loan Term
  • Interest Rate

After filling in click on “Calculate” to see the results.

You can do it as many times you want and change the term or interest rate to find what better applies to you.