PNC Bank vs Huntington Bank
Huntington Bank
Total Assets
$460.0 million
PNC Bank
$180.0 million
Huntington Bank
Digital Banking
4.1/5
PNC Bank
4.1/5
Huntington Bank
Customer Service
4.0/5
PNC Bank
4.0/5
Huntington Bank
Best Savings Rate
0.25%
PNC Bank
0.20%
Huntington Bank
Detailed Comparison
Checking Account Comparison
PNC Bank Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| PNC Simple Checking | $7 | $500 | $36 |
Huntington Bank Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Huntington Asterisk Checking | $0 | $0 | $34 |
Savings Account Comparison
PNC Bank Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| PNC Savings | 0.25% | Savings | $5 |
Huntington Bank Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Huntington Savings | 0.20% | High-Yield Savings | $0 |
APY Comparison
Annual Percentage Yield (APY) shows the effective annual yield accounting for compound interest. Higher APY means more earnings on your deposits. Rates are accurate as of 4/5/2026 and may change based on market conditions.
Credit Card Comparison
PNC Bank Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| PNC Points Visa Rewards | No annual fee | 14.99% - 24.99% | 1% cashback |
Huntington Bank Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Huntington Visa Signature Rewards | No annual fee | 14.24% - 24.24% | 1% cashback |
Mortgage Comparison
PNC Bank Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.25% | 4.38% | 30 years |
Huntington Bank Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.13% | 4.25% | 30 years |
Rate Information
Mortgage rates are subject to change based on market conditions and individual financial profiles. APR includes the interest rate plus other costs such as origination fees, discount points, and other closing costs. Contact each lender for personalized quotes based on your specific situation.
Strengths and Weaknesses
PNC Bank
Strengths
- Excellent digital banking experience
- Larger branch network
- More ATM locations
- More competitive fee structure
- Higher savings account rates
Weaknesses
Huntington Bank
Strengths
- Excellent digital banking experience
Weaknesses
- Smaller branch network
- Fewer ATM locations
- Lower savings account rates
Which Bank is Right for You?
Choosing between PNC Bank and Huntington Bank depends on your specific banking needs and preferences. Here's a quick guide to help you decide:
Choose PNC Bank if you value:
- Lower fees and account costs
- Access to more physical branch locations
- Wider ATM network
- Higher interest rates on savings
Choose Huntington Bank if you value:
- Higher overall customer satisfaction
Customer Profile Considerations
PNC Bank might be better for:
- • Customers who prefer in-person banking
- • Fee-conscious customers
- • Savers looking for higher yields
- • Tech-savvy customers
Huntington Bank might be better for:
- • Tech-savvy customers
Ready to Open an Account?
Compare specific account options from these banks
Rate Comparison Tools
Use our comparison calculators to see which bank offers better returns on your deposits or lower costs on loans.
Compare RatesRead User Reviews
See what actual customers are saying about their experiences with these banks.