PNC Bank Review
PNC Bank is a major US bank providing retail, corporate, and investment banking, with extensive branch and ATM networks.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | PNC Simple Checking | $7.00/month |
Savings: | PNC Savings | 25.00% APY |
Credit: | PNC Points Visa | 1% cash back |
Mortgage: | 30-Year Fixed | 4.25% interest rate |
Fee Rating
3.4/5
Lower is better
FDIC Insured
Yes
Certificate: 043000096
Digital Banking
4.1/5
Online & Mobile Experience
Branch Network
2,500
Physical Locations
Key Features
- National branch network; diverse products.
Bank Information
Routing Number
043000096
SWIFT Code
PNCCUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-888-762-2265
24/7
Headquarters
Pittsburgh, PA, USA
Years in Business
173 years (Est. 1852)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS, Authenticator
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; biometrics
Login Instructions
Enter credentials → complete 2FA
Login Help
Call customer service: 1-888-762-2265
Hours: 24/7
Products & Services
Accounts & Products
Checking
PNC Simple Checking
Monthly Fee
$7
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$36
ATM Fee
$3
Savings
PNC Savings
APY
$25.00%
Annual Earnings
$25.00
Compounds
$Daily
Minimum Balance
$100
Monthly Fee
$5
Withdrawal Limit
$6/month
Credit Card
PNC Points Visa
Mortgage
30-Year Fixed
Interest Rate
$4.25%
APR
$4.375%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with PNC Bank?
Visit their website to explore account options and start your application