Which Clothing Stores Accept Checks Online?

These days, most people are familiar with shopping at clothing stores online with debit or credit cards. But did you know you can also use checks to shop for clothes online?

Some clothing stores accept checks or electronic checks as payment for your online purchases. There are various stores that accept checks, and various ways to pay with checks at these stores. This is very convenient for people who don’t want to pay by credit or debit card, or currently don’t have one.

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3 Ways to Pay with Checks Online

Shopping online is obviously different from in-store shopping. Most online stores let you pay with major credit and debit cards, but there are some that will let you pay by check.

You can pay with the following kinds of checks at clothing stores online:

  1. Electronic check (eCheck)
  2. Paper check sent by mail
  3. Check via PayPal




Here are the ways you can pay by check at clothing stores that accept checks online:

Electronic Check (eCheck)

Some online stores let you make payments via electronic funds transfer (EFT). EFT payments are sent from your checking account either as an eCheck or bank transfer. The checkout window of the online store will probably ask for you to enter your checking account number and your bank’s routing number. They might also want you to contact your bank to approve the transfer.

Paper Check Sent by Mail

Some stores let you order online and then mail a paper check to the company. This may take some time, but once your check has been received and processed, your purchase will be shipped back to you.

Check via PayPal

PayPal uses funds drawn directly from your checking account. You can use your PayPal account to pay online at stores that accept this method. You will need to set up a PayPal account linked to your bank account so you can make these payments.

Here are the clothing stores that accept checks online using one of the above methods:

Abercrombie & Fitch

Abercrombie and Fitch accept PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Abercrombie & Fitch U.S. Sale Terms

Shop online at Abercrombie & Fitch

American Eagle Outfitters

American Eagle accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: American Eagle Outfitters Payment Options

Shop online at American Eagle Outfitters

Bloomingdale’s

Bloomingdale’s accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Bloomingdale’s Customer Service

Shop online at Bloomingdale’s

H&M

H&M accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

You can also pay by invoice. You can select the Invoice option at checkout and pay for your order within 20 days. You must make a bank transfer to the account number listed within the time period. You can call your bank to initiate a bank transfer.

Source: H&M Payments page

Shop online at H&M

JCPenney

JCPenney accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: JCPenney payment options page

Shop online at JCPenney

Macy’s

Macy’s accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Macy’s Customer Service FAQs

Shop online at Macy’s

Nordstrom

Nordstrom accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Nordstrom Method of Payment page

Shop online at Nordstrom

Saks Fifth Avenue

Saks accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Saks Customer Service FAQs

Shop online at Saks Fifth Avenue

Target

Target accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

Source: Target Accepted Payment Methods

Shop online at Target

Walmart

Walmart accepts PayPal linked to your checking account. At checkout on the payment window, choose the PayPal option and sign into your account.

You can also pay with “cash” online. Select Pay With Cash at checkout, and then pay with a check at your nearest Walmart location

Source: Walmart Accepted Payment Methods

Shop online at Walmart

There are some large clothing stores that don’t accept checks online as payment – only debit or credit cards. They usually do accept paper checks in-store, however.

  • Bergdorf Goodman
  • Big Lots
  • Gap
  • Kmart
  • Neiman Marcus
  • Old Navy
  • Sears

So If you don’t have a debit or credit card, you can still shop online at many clothing stores and pay by check. Most online clothing stores that allow check payments use PayPal to process the purchases, but a few stores accept electronic checks – and some allow you to mail paper checks after you have made your purchase.