BB&T Credit Cards Online

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How to Apply for Credit Cards BB&T Bright Card

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• Introductory offer: 0% APR for 12 months (Purchases and Balance Transfers)
• APR varies (from 8.5% to 17.15%)
• No Annual Fees (Check conditions) Benefits:
• Zero liability for unauthorized purchases
• Travel and emergency assistance
• Travel accident insurance
• Warranty manager service and purchase security BB&T Spectrum Rewards Credit Card Cardholders earn:
• 3% cash on all net qualified purchases (first 90 days)
• 1% cash on all net qualified purchases (thereafter)
• 5% anniversary bonus (yearly)
• Additional 30% bonus on cash earned from spending $50,000 or more yearly Additional Rewards Program
• Zero liability on unauthorized purchases
• Travel accident insurance
• Travel and emergency assistance
• Warranty manager service and purchase security Once you have decided, click Apply Now. Call the Customer Service Hotline for questions.




BB&T Low APR Credit Card

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Save money by paying less interest with the low annual percentage rate BB&T Bright credit card

  • 0% introductory APR for 15 months on purchases and balance transfers
  • Variable APRs ranging from 13.24% to 22.24% afterwards
  • No annual fee




BB&T Cash rewards credit card

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Earn rewards for the things you buy every day with a BB&T Spectrum Cash Rewards credit card

  • Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other eligible purchases
  • Get 10% bonus cash when you redeem rewards into your BB&T checking or savings account
  • Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more




BB&T Travel rewards credit card

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Earn 2x miles on your travel purchases and more with a BB&T Spectrum Travel Rewards credit card

  • Earn 2x miles on air/hotel/car rentals and 1x miles on all other eligible purchases
  • Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200 value)
  • Get an $85 credit for TSA Pre® or Global Entry
  • Use your annual $50 airline incidental credit toward check bag fees, in flight purchases, and more