BB&T Online Banking

bbandt-logoBB&T, established in 1872 in Wilson, North Carolina, has over 1000 locations across different states. It is one of the largest financial services in the US.

Customer Service Telephone

1(800)226-5228

Online Banking Login

For detailed steps on how to login to your bbt account:

How to Login

1. Go to the homepage and enter your User ID on the space provided (found at the upper right hand corner of the page).
2. Key in your password. Mobile Apps Currently available for iPad and Android users, for:
• Bills payment
• Fund transfers
• Balance inquiries
• Check deposits
• For online support
• Branch locator
Online banking makes life easier and more convenient. However, security is an issue and some application bugs.

How to Enroll

1. On the homepage, look for the Enroll Now button, just below the login button.
2. Click the Enroll Now button and follow the steps.
3. Choose between Personal or Business account.
4. For Personal Account: click on Enroll Now button.
Click the options that best applies to your account.
Enter the following:
• SSN
• Card Number
• Account Number
• Zip Code
• Email Address
• Create User ID
5. Click Next to complete the process.
6. Contact the Customer Service hotline for questions.

Routing/Wiring Instructions

Routing Number and Wiring Instructions
The routing number can be found on the bottom of the check.
Routing numbers per state/region as follows:
North Caroline – 053101121
Alabama – 062203984
DC – 054001547
Florida – 263191387
Georgia – 061113415
Indiana – 083974289
Kentucky – 083900680
Maryland – 055003308
South Carolina 0 053201607
Tennessee – 064208165
Virginia – 051404260
West Virginia – 051503394
For fund transfers, the following information is needed:
Domestic – 24-hour Processing
• Routing Number
• Bank Name
• Address of Bank
• Creditor’s Name and Account Number International – 7-day Processing
• Swift Code
• Routing Number
• Name and Account Number of Customer For questions call the Customer Service Hotline.

How to Apply for Credit Cards BB&T Bright Card

• Introductory offer: 0% APR for 12 months (Purchases and Balance Transfers)
• APR varies (from 8.5% to 17.15%)
• No Annual Fees (Check conditions) Benefits:
• Zero liability for unauthorized purchases
• Travel and emergency assistance
• Travel accident insurance
• Warranty manager service and purchase security BB&T Spectrum Rewards Credit Card Cardholders earn:
• 3% cash on all net qualified purchases (first 90 days)
• 1% cash on all net qualified purchases (thereafter)
• 5% anniversary bonus (yearly)
• Additional 30% bonus on cash earned from spending $50,000 or more yearly Additional Rewards Program
• Zero liability on unauthorized purchases
• Travel accident insurance
• Travel and emergency assistance
• Warranty manager service and purchase security Once you have decided, click Apply Now.
Call the Customer Service Hotline for questions.

Home Loans Calculators •

From the webpage, click What Home Can I Afford link.
• You will be directed to the calculator. Fill in the following information:
– Down payment
– Month payment
– Loan term in years
– Interest rate
– Loan to value
– Yearly property tax
– Yearly property insurance

• Click See Your Results.

Payment Rates

• Click How Much Will My Adjustable Rate Payments Be button.

• Key in the following:

– Loan Amount
– Appraised Value
– Loan term in years
– Yearly property tax
– State + federal tax rate
– Months before first adjustment
– Initial interest rate
– Months between rate adjustment
– Maximum rate adjustment
– Minimum rate
– Maximum rate
– Margin
– Index rate
– Months between index adjustment
– Index rate change

• Click See You Results. Loanable Amount
• Click How Much I Can Borrow option.
• You need the following information (enter whatever information needed for each):
– Monthly Income
– Monthly Payments
– Other debts
– Loan terms you desire
– Taxes and insurance you expect You’ll find other Calculator options from the website.

 Routing Number  Swift Number
 http://www.bbt.com 053101121 (North Carolina) BRBTUS33

Branch Locations And Opening Hours

http://www.bbt.com

Website

http://www.bbt.com

Routing number

053101121