How To Apply For A Bank Of America Credit Card Online

bank-of-americaBank of America credit card can be applied for by an individual or company. There are more than 20 different cards with different benefits for you to choose the one that better applies to your needs.

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Types Of Credit Cards

Read the terms and agreements before you choose your card. The charge of fees may apply.

Most Popular Credit Cards By Category


Points Rewards Credit Cards

Bank of America® Premium Rewards®

50,000 online bonus points offer – a $500 value

  • Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all otherpurchases Calculate Rewards
  • 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Get up to $200 in combined Airline Incidental and TSA Pre✓ ® /Global Entry Statement Credits
  • Enjoy the flexibility to choose how you redeem your points – redeem for cash back as a statement credit or deposit into your eligible Bank of America® or Merrill Lynch® accounts including checking, savings, and 529, or to purchase travel (air, car, and hotel) through the Bank of America Travel Center or redeem for gift cards.


Travel Rewards Credit Cards

Bank of America® Travel Rewards

25,000 online bonus points offer

  • Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points Calculate Rewards
  • Low Introductory APR offer Show details
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client you can increase that bonus to 25% – 75%  Terms & Conditions


Cash Rewards Credit Cards

Bank of America® Cash Rewards

$200 online cash rewards bonus offer

  • 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter Calculate rewards
  • Low Introductory APR offer Show details
  • Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account
  • If you’re a Preferred Rewards client you can increase that bonus to 25% – 75%

 Terms & Conditions

How To Apply

After selecting the card you would like to apply for, You’ll be required to verify some personal/banking information. Complete the following steps in order to be reviewed;

Step 1 – Click the ‘Apply Now’ button on the page.


Step 2 – Enter personal information including;

  • Full Name
  • Full Address
  • Phone Numbers
  • Email
  • SSN
  • Birth Date
  • Mother’s Maiden Name
  • Country of Citizenship


Step 3 – Fill in with your employment and financial (income) information;

  • Employment Status – Employed, Homemaker, Retired, Self-employed, Student, or Unemployed
  • Total Annual Income including Primary Source and Liquid Assets
  • Housing Status – Own, Rent, Other
  • Monthly Housing Payment


After filling in with the required information you’ll all set! It may take a few days until you receive your approval. If you have any problem or doubt contact Bank of America Customer Service.

How to Login

Follow the steps in order to login to a credit card account with bank of america.


  • Login – Go to the Login Area and enter your User ID
  • Pay a Bill – If you wish to pay a bill it can be completed from one of the following ways;
    • By Mail – Credit Card Payments Bank of America PO BOX 15019 Wimington, DE 19850-5019
    • Express Mail – Bank of America – Attn. Payment Processing – 1000 Samoset Dr. Wilmington, DE 19884-2332
    • By Phone – 1.800.236.6497
    • At a Bank Branch
  • Stolen Card
    • Inside the USA – 1.800.732.9194
    • Outside the USA – 1.302.738.5719