1st Capital Bank


1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals, and residents throughout California’s Central Coast.


1st Capital Bank Customer Service Telephone

General Information:
(831) 264-4000

Telephone Banking:
(855) 203-6815

Online Banking and Cash Management Customer Service:
(831) 264-4003

Lost or Stolen Debit Card:
(800) 472-3272 or (973) 682-2652

Online Banking Login

How to Log In

1. Visit the bank’s website https://www.1stcapital.bank/.




2. The Login is located to the right part of their page. You’ll be required to log in with your Username and Password.




How to Enroll

1. Click on the Personal Enroll.




2. You will be directed to another page. You can fill out all the blank fields with the needed information. Click on “Enroll”.




Routing/Wiring Instructions

1st Capital Bank customers will be required to have a routing number or routing transit number is a 9 digit number that identifies a financial institution in a transaction and the location where your bank account was opened. The most common types of transactions are ACH and wire transfers. You’ll often be asked for your checking account routing number when you’re making a payment online or by phone.

Some banks and financial institutions usually have multiple routing numbers serving different purposes, geographical regions, and branches. Therefore it is important to ensure that you are using the correct routing number before you initiate a money transfer.

A routing number can also be referred to as an RTN, a routing transit number, or an ABA routing number and can be easily be found printed on the bottom of a check or in the online banking portals of the financial institutions.

How to Find Your Routing Numbers on Check

The best way to find the routing number for your Marquette Bank checking, savings, or business account is to look into the lower-left corner of the bank check.

 Routing Number  Swift Number
https://www.1stcapital.bank/ 121144612  Not part of SWIFT network

Branch Locations And Opening Hours

Monterey Branch

Lobby Hours    Contact Details

Monday – Friday: 9:00 a.m. – 5:00 p.m.

Phone (831) 264-4070
Fax (831) 264-4071

Salinas Branch

Lobby Hours Contact Details

Monday – Friday: 9:00 a.m. – 5:00 p.m.

Phone (831) 540-4080
Fax (831) 540-4081

City Center Branch

Lobby Hours Contact Details

Monday – Friday: 9:00 a.m. – 5:00 p.m.
***By Appointment Only. Please Call***

Phone (831) 264-4000
Fax (831) 264-4001
                                     Please click here  for more location.



Routing number