Wells Fargo vs BB&T
Total Assets
$1.8 billion
Wells Fargo
$230.0 million
BB&T
Digital Banking
4.1/5
Wells Fargo
4.2/5
BB&T
Customer Service
4.0/5
Wells Fargo
4.1/5
BB&T
Best Savings Rate
0.03%
Wells Fargo
0.40%
BB&T
Detailed Comparison
Checking Account Comparison
Wells Fargo Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Wells Fargo Everyday Checking | $10 | $0 | $35 |
BB&T Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Bright Checking | $10 | $1,500 | $36 |
Savings Account Comparison
Wells Fargo Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Way2Save Savings | 0.03% | Savings | $3 |
BB&T Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Investor’s Choice Savings | 0.40% | Regular | $5 |
APY Comparison
Annual Percentage Yield (APY) shows the effective annual yield accounting for compound interest. Higher APY means more earnings on your deposits. Rates are accurate as of 6/25/2025 and may change based on market conditions.
Credit Card Comparison
Wells Fargo Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Wells Fargo Cash Wise Visa Cash Back | No annual fee | 14.99% - 24.99% | 1.5% cashback |
BB&T Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Spectrum Cash Rewards Cash Back | No annual fee | 15.99% - 25.99% | 2% cashback $150 cash back |
Mortgage Comparison
Wells Fargo Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.00% | 4.13% | 30 years |
BB&T Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30 Year Fixed | 6.50% | 6.65% | 30 years |
Rate Information
Mortgage rates are subject to change based on market conditions and individual financial profiles. APR includes the interest rate plus other costs such as origination fees, discount points, and other closing costs. Contact each lender for personalized quotes based on your specific situation.
Strengths and Weaknesses
Wells Fargo
Strengths
- Excellent digital banking experience
- Larger branch network
- More ATM locations
Weaknesses
- Higher fees compared to competitors
- Lower savings account rates
BB&T
Strengths
- Excellent digital banking experience
- Superior customer service
- More competitive fee structure
- Higher savings account rates
Weaknesses
- Smaller branch network
- Fewer ATM locations
Which Bank is Right for You?
Choosing between Wells Fargo and BB&T depends on your specific banking needs and preferences. Here's a quick guide to help you decide:
Choose Wells Fargo if you value:
- Access to more physical branch locations
- Wider ATM network
Choose BB&T if you value:
- Higher overall customer satisfaction
- Better digital banking experience
- Lower fees and account costs
- More responsive customer service
- Higher interest rates on savings
Customer Profile Considerations
Wells Fargo might be better for:
- • Customers who prefer in-person banking
- • Tech-savvy customers
BB&T might be better for:
- • Fee-conscious customers
- • Savers looking for higher yields
- • Tech-savvy customers
Ready to Open an Account?
Compare specific account options from these banks
Rate Comparison Tools
Use our comparison calculators to see which bank offers better returns on your deposits or lower costs on loans.
Compare RatesRead User Reviews
See what actual customers are saying about their experiences with these banks.