TD Bank vs BB&T
Total Assets
$390.0 million
TD Bank
$230.0 million
BB&T
Digital Banking
4.1/5
TD Bank
4.2/5
BB&T
Customer Service
4.0/5
TD Bank
4.1/5
BB&T
Best Savings Rate
0.25%
TD Bank
0.40%
BB&T
Detailed Comparison
Checking Account Comparison
TD Bank Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| TD Simple Checking | $7 | $500 | $36 |
BB&T Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Bright Checking | $10 | $1,500 | $36 |
Savings Account Comparison
TD Bank Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| TD Savings | 0.25% | Regular Savings | $5 |
BB&T Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Investor’s Choice Savings | 0.40% | Regular | $5 |
APY Comparison
Annual Percentage Yield (APY) shows the effective annual yield accounting for compound interest. Higher APY means more earnings on your deposits. Rates are accurate as of 8/2/2025 and may change based on market conditions.
Credit Card Comparison
TD Bank Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| TD Cash Credit Card Cash Back | No annual fee | 15.24% - 25.24% | 3% cashback |
BB&T Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Spectrum Cash Rewards Cash Back | No annual fee | 15.99% - 25.99% | 2% cashback $150 cash back |
Mortgage Comparison
TD Bank Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.15% | 4.28% | 30 years |
BB&T Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30 Year Fixed | 6.50% | 6.65% | 30 years |
Rate Information
Mortgage rates are subject to change based on market conditions and individual financial profiles. APR includes the interest rate plus other costs such as origination fees, discount points, and other closing costs. Contact each lender for personalized quotes based on your specific situation.
Strengths and Weaknesses
TD Bank
Strengths
- Excellent digital banking experience
- More ATM locations
Weaknesses
- Smaller branch network
- Lower savings account rates
BB&T
Strengths
- Excellent digital banking experience
- Superior customer service
- Larger branch network
- More competitive fee structure
- Higher savings account rates
Weaknesses
- Fewer ATM locations
Which Bank is Right for You?
Choosing between TD Bank and BB&T depends on your specific banking needs and preferences. Here's a quick guide to help you decide:
Choose TD Bank if you value:
- Wider ATM network
Choose BB&T if you value:
- Higher overall customer satisfaction
- Better digital banking experience
- Lower fees and account costs
- Access to more physical branch locations
- More responsive customer service
- Higher interest rates on savings
Customer Profile Considerations
TD Bank might be better for:
- • Tech-savvy customers
BB&T might be better for:
- • Customers who prefer in-person banking
- • Fee-conscious customers
- • Savers looking for higher yields
- • Tech-savvy customers
Ready to Open an Account?
Compare specific account options from these banks
Rate Comparison Tools
Use our comparison calculators to see which bank offers better returns on your deposits or lower costs on loans.
Compare RatesRead User Reviews
See what actual customers are saying about their experiences with these banks.