Chase vs Huntington Bank
Huntington Bank
Total Assets
$3.4 billion
Chase
$180.0 million
Huntington Bank
Digital Banking
4.7/5
Chase
4.1/5
Huntington Bank
Customer Service
4.2/5
Chase
4.0/5
Huntington Bank
Best Savings Rate
0.01%
Chase
0.20%
Huntington Bank
Detailed Comparison
Checking Account Comparison
Chase Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Total Checking | $12 | $1,500 | $34 |
Huntington Bank Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Huntington Asterisk Checking | $0 | $0 | $34 |
Savings Account Comparison
Chase Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Chase Savings | 0.01% | Regular | $5 |
Huntington Bank Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Huntington Savings | 0.20% | High-Yield Savings | $0 |
APY Comparison
Annual Percentage Yield (APY) shows the effective annual yield accounting for compound interest. Higher APY means more earnings on your deposits. Rates are accurate as of 4/5/2026 and may change based on market conditions.
Credit Card Comparison
Chase Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Sapphire Preferred Rewards | $95 | 17.99% - 26.99% | N/A 60,000 points |
Huntington Bank Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Huntington Visa Signature Rewards | No annual fee | 14.24% - 24.24% | 1% cashback |
Mortgage Comparison
Chase Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30 Year Fixed | 6.30% | 6.45% | 30 years |
Huntington Bank Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.13% | 4.25% | 30 years |
Rate Information
Mortgage rates are subject to change based on market conditions and individual financial profiles. APR includes the interest rate plus other costs such as origination fees, discount points, and other closing costs. Contact each lender for personalized quotes based on your specific situation.
Strengths and Weaknesses
Chase
Strengths
- High customer satisfaction rating
- Excellent digital banking experience
- Superior customer service
- Larger branch network
- More ATM locations
- More competitive fee structure
Weaknesses
- Lower savings account rates
Huntington Bank
Strengths
- Excellent digital banking experience
- Higher savings account rates
Weaknesses
- Smaller branch network
- Fewer ATM locations
Which Bank is Right for You?
Choosing between Chase and Huntington Bank depends on your specific banking needs and preferences. Here's a quick guide to help you decide:
Choose Chase if you value:
- Higher overall customer satisfaction
- Better digital banking experience
- Lower fees and account costs
- Access to more physical branch locations
- Wider ATM network
- More responsive customer service
Choose Huntington Bank if you value:
- Higher interest rates on savings
Customer Profile Considerations
Chase might be better for:
- • Customers who prefer in-person banking
- • Fee-conscious customers
- • Tech-savvy customers
Huntington Bank might be better for:
- • Savers looking for higher yields
- • Tech-savvy customers
Ready to Open an Account?
Compare specific account options from these banks
Rate Comparison Tools
Use our comparison calculators to see which bank offers better returns on your deposits or lower costs on loans.
Compare RatesRead User Reviews
See what actual customers are saying about their experiences with these banks.