Charles Schwab Bank Savings Accounts
Compare all savings accounts offered by Charles Schwab Bank to find the best rate for your money.
About Charles Schwab Bank Savings
Charles Schwab Bank offers 1 savings accounts with competitive interest rates and flexible terms.
Highest APY
4.20% on the High Yield Investor Savings
Security
FDIC insured deposits up to $250,000 per depositor.
High Yield Investor Savings
High-Yield
APY
4.20%
Compounds monthly
Annual Earnings
$420
on $10,000 balance
Minimum Deposit
No minimum
Minimum Balance
No minimum
Monthly Fee
No fee
Withdrawal Limit
6/month0
No Monthly Fee
High-Yield Account
ATM Access
No Minimum Balance
Special Features
Investment integration
Savings Account Tips
Finding the Best Savings Account
- • Look for accounts with the highest APY for your deposit amount
- • Consider accounts with no monthly maintenance fees
- • Check minimum balance requirements to avoid fees
- • Understand withdrawal limits and fees
- • Verify if interest rates are fixed or variable
Maximizing Your Savings
- • Set up automatic deposits from your checking account
- • Maintain the minimum balance to avoid fees
- • Consider laddering multiple accounts for different goals
- • Review and compare rates annually
- • Use online and mobile banking to track your progress
Ready to Start Saving?
Visit the Charles Schwab Bank website to open a savings account and start earning interest on your deposits.
Visit Charles Schwab Bank Website