Charles Schwab Bank Mortgage Products
Compare all mortgage products offered by Charles Schwab Bank to find the right home loan.
Mortgage Options
Charles Schwab Bank offers 1 different mortgage products to fit various home buying needs.
Current Rates
Starting at 6.000% for fixed-rate mortgages
Rate Disclosure
Rates shown are subject to change. Last updated: 4/1/2025
Adjustable Rate Mortgages
5/1 ARM30 Years
Interest Rate
6.000%
APR
6.150%
Estimated Monthly Payment
$1,799
Based on a $300,000 loan
Down Payment
Min 10%
Loan Amount
$100,000 - $1,500,000
Origination Fee:0.5%
PMI Required:Yes
Min Credit Score:720
Jumbo Loans
Estimate Your Monthly Payments
Use our mortgage calculator to estimate your monthly mortgage payments based on home price, down payment, interest rate, and loan term.
Try Our Mortgage CalculatorMortgage Selection Tips
Finding the Right Mortgage
- • Compare APRs, not just interest rates
- • Consider how long you plan to stay in the home
- • Factor in all costs including origination fees
- • Check requirements for down payment and credit score
- • Look into first-time homebuyer programs if applicable
Preparing for Your Application
- • Check and improve your credit score beforehand
- • Save for a down payment of at least 20% to avoid PMI
- • Gather documentation: tax returns, bank statements, pay stubs
- • Get pre-approved before house hunting
- • Avoid major purchases or new credit before closing
Ready to Apply?
Visit the Charles Schwab Bank website to start your mortgage application or speak with a loan officer.
Visit Charles Schwab Bank Website