Central Bank Review
A community bank serving the Midwest.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Classic Checking | $5.00/month |
Savings: | Basic Savings | 40.00% APY |
Credit: | Visa Rewards | 1% cash back |
Mortgage: | 30 Year Fixed | 6.45% interest rate |
Fee Rating
3.3/5
Lower is better
FDIC Insured
Yes
Certificate: 4531
Digital Banking
3.8/5
Online & Mobile Experience
Branch Network
150
Physical Locations
Key Features
- Local expertise, customer service.
Bank Information
Routing Number
081500859
Branch Hours
{"Mon-Fri": "9:00-17:00"}
Customer Service
1-800-XXX-XXXX
M-F 8-6
Headquarters
Jefferson City, MO
Years in Business
123 years (Est. 1902)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–16 chars; uppercase letter req’d
Two-Factor Authentication
SMS, Authenticator
Forgot Password
Reset PasswordSecurity Features
Biometric; device fingerprinting
Login Instructions
Go to login URL → input User ID & password → complete MFA
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: M-F 8-6
Products & Services
Accounts & Products
Checking
Classic Checking
Monthly Fee
$5
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$32
ATM Fee
$2
Savings
Basic Savings
APY
$40.00%
Annual Earnings
$40.00
Compounds
$Monthly
Minimum Balance
$300
Monthly Fee
$4
Withdrawal Limit
$6/month
Credit Card
Visa Rewards
Annual Fee
$0
Cash Back
$1%
APR Range
$14.99% - 24.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.45%
APR
$6.6%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Central Bank?
Visit their website to explore account options and start your application